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Silent Sentinel Anti-Theft Protection
SAL Group distributes Silent Sentinel, the ultimate anti-theft tech program for RV's
·       A traceable ID number is permanently etched into the bottom corner on all of the vehicle's major windows. A Silent Sentinel decal on the windows notifies thieves that the RV is protected.
·       Silent Sentinel is completely passive and noiseless. There are no switches to throw, keys to turn, buttons to push, codes to memorize
·       
Dealer Lot Protection provides coverage up to $5,000 per vehicle prior to retail sale.
·     
 
If an RV becomes a total loss due to theft, the customer may be paid up to $6,600 over and above payment from the primary insurer.

·       If an RV is stolen, but recovered damaged and repairable, up to $1,000 deductible reimbursement benefits may be paid, limited to less of primary RV deductible.

    Receive up to $5,000, over and above the pay out from your Insurance Company, to go towards the purchase of a new RV.

 

 

 

What are creditor group life and disability insurance products?
Life
·       Decreasing Term Life Insurance purchased in conjunction with a consumer credit transaction (loan, lease, mortgage) -- provides a death benefit to pay off all or part of the credit obligation in the event of an insured's death during the term of the coverage. Decreasing term life ensures that your family estate is left with an asset not a liability.
·       For a lease contract, or for a contract with a balloon/residual component, add residual Life Insurance for complete coverage.

Critical Illness (CI)
·       Decreasing Term Critical Illness Insurance purchased in conjunction with a consumer credit transaction (loan, lease, mortgage) -- provides a benefit to pay off all or part of the credit obligation in the event that the Insured is diagnosed with a covered Critical Illness during the term of the coverage. CI Insurance is designed to eliminate the financial strain of a vehicle loan, giving you the freedom to focus on getting well.
·       For a lease contract, or for a contract with a balloon/residual component, add residual CI Insurance for complete coverage.

Disability
·       Canadian insurers pay disability benefits under loan insurance plans in excess of $230 million per year.

Creditor Group life and disability benefits are payable to the creditor, or financial institution to reduce your financial obligation.

 

Creditor Group Life and Disability Products available for purchasers of Recreational Vehicles.
Purchasing a Recreational Vehicle can be an exciting time. Your financial investment can be sizeable though, with the accompanying payments representing a large portion of your monthly budget. SAL Group provides the following insurance products to help protect your investment:
·       Companion
Creditor Group insurance designed to complement short term disability coverage.
·       Companion Ultra
SAL Group's flagship product offers one of the most comprehensive insurance plans in the industry and up to $500,000 of life insurance coverage.
 
The Recreational Vehicle Dealers Association of Canada (RVDA) is proud to endorse SAL Group's creditor insurance and extended warranty program.

 

Why Do I Need Insurance?
Many feel that, even at a low price, loan repayment insurance is an unnecessary addition to their monthly loan payment. The "it could never happen to me" attitude is understandable when your health is good and you're in the prime of your life, but the statistics on death and disability add a different perspective:
·       Over 6,000,000 Canadians a year will suffer an accidental injury
·       Accidents are the leading cause of death for Canadians 45 years of age and under
·       One in four Canadians between 25 and 45 years will be disabled for at least 90 days
·       Canadian insurers pay disability benefits under loan insurance plans in excess of $230 million per year.


Sources: Statistics Canada; ICBC; CLHIA; Canadian Institute of Actuaries

 

 
 
What are creditor group life and disability insurance products?
Life
        Decreasing Term Life Insurance purchased in conjunction with a consumer credit transaction (loan, lease, mortgage) -- provides a death benefit to pay off all or part of the credit obligation in the event of an insured's death during the term of the coverage. Decreasing term life ensures that your family estate is left with an asset not a liability.
        For a lease contract, or for a contract with a balloon/residual component, add residual Life Insurance for complete coverage.

Critical Illness (CI)
        Decreasing Term Critical Illness Insurance purchased in conjunction with a consumer credit transaction (loan, lease, mortgage) -- provides a benefit to pay off all or part of the credit obligation in the event that the Insured is diagnosed with a covered Critical Illness during the term of the coverage. CI Insurance is designed to eliminate the financial strain of a vehicle loan, giving you the freedom to focus on getting well.
        For a lease contract, or for a contract with a balloon/residual component, add residual CI Insurance for complete coverage.

Disability
        Canadian insurers pay disability benefits under loan insurance plans in excess of $230 million per year.
Creditor Group life and disability benefits are payable to the creditor, or financial institution to reduce your financial obligation.
 
 
 

 

Creditor Group Life and Disability Products available for purchasers of Recreational Vehicles.
Purchasing a Recreational Vehicle can be an exciting time. Your financial investment can be sizeable though, with the accompanying payments representing a large portion of your monthly budget. SAL Group provides the following insurance products to help protect your investment:
        Companion
Creditor Group insurance designed to complement short term disability coverage.
        Companion Ultra
SAL Group's flagship product offers one of the most comprehensive insurance plans in the industry and up to $500,000 of life insurance coverage.
 
The Recreational Vehicle Dealers Association of Canada (RVDA) is proud to endorse SAL Group's creditor insurance and extended warranty program.
 

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